Deposits & Withdrawals
Fund your account and withdraw your profits
Move money in and out of your account
Funding speed often matters more than the headline spread. A deposit stuck in pending for hours wastes a setup; a slow withdrawal undermines trust. ComoFX is built for fast settlement — most deposits land within minutes, and verified withdrawals are processed the same business day. This section explains how the rails work and what to do when something is slower than expected.
South African clients have access to the deepest local-rail setup on the platform: instant EFT from Capitec, FNB, Standard Bank, ABSA, and Nedbank, plus Ozow and PayShap support. International clients use Visa, Mastercard, and supported crypto channels.
Supported funding rails
Local EFT & Instant transfer
Capitec, FNB, Standard Bank, ABSA, Nedbank via instant EFT. Ozow and PayShap rails settle in seconds during banking hours. ZAR funds credit to ZAR accounts with no conversion.
Cards (Visa / Mastercard)
Debit and credit. Authorization is instant; capture typically completes within minutes. Card refunds return to the original card per scheme rules.
Crypto (USDT TRC20, BTC)
USDT on TRON network for the cheapest network fees. Crediting follows the chain's confirmation count (typically 1 conf for USDT TRC20, 3 conf for BTC).
International wire
SWIFT for larger international transfers. Settlement depends on intermediary banks; budget 1–3 business days. Fees vary by originating bank.
Withdrawal timelines
- Same business day processing for verified accounts when withdrawal is submitted before the 15:00 SAST cut-off.
- EFT settlement to bank account is typically same-day for South African banks. Late requests arrive next business morning.
- Crypto withdrawals broadcast to the network within minutes once approved. Receipt depends on the destination wallet's confirmation policy.
- First withdrawal may take longer the first time as our compliance team confirms the destination matches your KYC record. Repeat withdrawals are much faster.
Same-name policy
Withdrawals must return to a source bearing the same name as the account holder. This is an AML requirement — not a ComoFX policy choice. If your funding source changes (new card, new wallet), we may need additional verification before processing.
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